Testnet live · Launch coming soon
STELLARCLAW · THE DISPATCH
EN · ES · PT

Send money
like a text.

StellarClaw is an AI payments agent that lives inside WhatsApp and Telegram. Chat in plain language to send, swap, and schedule money on Stellar. No app to download. No seed phrase ceremony.

Open in Telegram → Coming soon
Try in WhatsApp Coming soon
· No download · No wallet setup
StellarClaw — armoured robot with gold claw arms
Settle ● live
Chain Stellar
Time ~5s
Fee <$0.01
~5s
Stellar settlement time
$0.000001
Fee per transaction
470K+
MoneyGram cash locations
170+
Countries with off-ramp
§ 02

Three messages.
No wallet. No keys. No app.

Natural-language intent in, confirmed on-chain transfer out. Under ten seconds.

01
Open the chat
Tap "Open in Telegram" or add our WhatsApp contact. The claw replies instantly. No install, no seed phrase.
hey, you there?
the claw is out. what are we sending?
02
Tell it what to do
"Send Maria $50." "Swap $200 to pesos." "Every Friday, $100 to mom." Plain language, in any messaging app you already use.
send maria $50
confirm — $50.00 USDC → maria@handle. reply Y.
03
Signs, settles, done
You confirm. StellarClaw signs the transaction on Stellar. Money arrives with receipt, tx hash, and settlement time.
Y
sent $50.00 USDC to maria. settled 4.8s · fee $0.000001 · tx GBZX…4HQK
§ 03

What each claw
plugs into.

StellarClaw is not a wallet. It's an agent on top of Stellar's programmable-money stack — six layers, each already shipped or shipping.

L1
Stellar + Soroban
Execution layer
WASM smart contracts with SDKs, CLI, RPC server, and a local sandbox. Multi-core scaling and an optimised fee model — the substrate every claw agent executes against. Ledger closes in ~5 seconds.
Substrate
L2
Soroban → MCP bridge
Agent control
One CLI turns any Soroban contract into an MCP server. Agents invoke contract functions from natural prompts, with policy signers so the agent never holds full account control.
Policy signers
L3
x402 agentic payments
Settlement + guardrails
Fast, cheap stablecoin settlement. Next: x402-MCP — agents discover paid resources and chain API calls under user-defined spending policies. Soroban adds programmable limits, approvals, compliance.
Spending policies
L4
Real-world off-ramps
Fiat surface
MoneyGram across 170+ countries and 470,000 cash locations. Airtm + Bridge across 150+ countries. Agent-initiated transfers arrive as local currency — no crypto knowledge needed on the receiving end.
MoneyGram · Airtm
L5
Stablecoin liquidity
Liquidity layer
PayPal PYUSD launched on Stellar. OpenZeppelin building secure Soroban contract templates. USDC volume on Stellar: ~$500M/month — real liquidity for agents to operate against.
PYUSD · USDC · OZ
L6
Agent infra momentum
Ecosystem
Wirex and Ultra Stellar shipping native Stellar payment infra on Soroban — positioned to onboard millions of users and autonomous financial agents alongside StellarClaw.
Wirex · Ultra Stellar

Sources · Stellar.org · DoraHacks · OpenZeppelin · MoneyGram · Nansen

§ 04

Move $100 across a border.

Here's what it actually costs, and how long it takes. Fees sourced from each provider's published pricing.

Rail
Fee to send $100
Time to arrive
Surface
Western Union
~$4.99 online
Minutes–5 days
App / agent
MoneyGram
~$3.99 online
Minutes–3 days
App / agent
Bank wire (SWIFT)
$25–$45 + SWIFT
2–5 business days
Bank portal
StellarClaw
<$0.01 (Stellar base fee)
~5 seconds
WhatsApp / Telegram

Western Union online pricing to India/Mexico. MoneyGram.com published rates. SWIFT average via World Bank. Stellar: 0.00001 XLM at $0.10/XLM.